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Showing posts with the label budget

The Future is looking bright.

It's a lovely sunny day here. We've had a bit of rain lately which has given the gardens a nice boost, not enought to top up the dams so that we're out of water restrictions but enough to make the grass grow. Added to all this lovely weather my DH has gotten a job. He starts on Monday. I can barely contain myself! You see before he would put in his invoice and get paid whenever they could pay him. This meant if no one could pay us that week then we'd have to wait. We currently have invoices from January that are still due. You can imagine what that does to your weekly grocery shopping. Now I'll actually have a regular amount of money to budget with. This also brings our dream of our own house alot closer. Before DH was paid around a quater of what he's worth, but that was with part ownership of the business. This for us though meant that we wouldn't be getting a house for around 8 - 10 years as the partners who had put in money had to be paid back first befo...

Saving Money on Magazines

O.K. I admit it I do buy Magazines . Who can resist right? I mean where else do you get a virtual library of techniques and styles on so many topics? It's also a fantastic place to discover where the next fad is coming from. BUT.... they can be expensive right? I mean if you have a $10 weekly budget to spend on scrapbooking you can only buy one magazine for that price.... So how does the Scrapmiser get around this dilema? Well my first tip for saving money on your Magazine purchases is not to purchase them at all . If you're on a very strict budget this can be a crucial way to save money. So I borrow alot of magazines from my local library and go through them, return them and get some more. Next if I am purchasing a magazine I will only buy them when they're at a reduced price (some scrapbooking stores will do this to get rid of old stock) or if they're bundled together like a two for one offer..... OR if they come with a freebie I consider of equal value. For in...